4 Ways of Taking Control of Your Spending Habits
Business

4 Ways of Taking Control of Your Spending Habits

Money management has always been a problem for most people, and will probably continue to be. It’s just that there are some people who work towards curbing and trying to manage the issue before it gets out of hand. While there are others who are just into bad spending habits.

It doesn’t really matter whether you’re the saving type or know how to handle money. At one point, you always end up being faced with unexpected expenses like emergencies all of which can interfere with your spending.

1. Make a simple budget

You may not necessarily need it being that some people are just naturally cultivated into saving habits. But still, it would be wise to have a control medium about when and how you should spend. You may not always be entirely sure about what income you are making or what things you are spending on and the total amount if you don’t put them to book. And it’s stuff like that, fear of the unknown, that can ultimately lead to stress. Think of a budget as a kind of mission statement. Something that you would like to stick to and achieve.

2. Use more cash

The onset of credit cards has made it much easier for people to carry their money with them everywhere they go. It’s also a safe and more secure way of walking with your cash. Readily available to use whenever you need it. You just swipe. But that has also made it easier for people to spend more cash on things.

If you are the type who can’t seem to manage funds properly, then you can stick to the old way of spending. Which is using cash. This way, you will have more understanding of what you are spending on and how much you are spending on it. Maybe even set aside weekly spending amounts for what you need.

3. Make your credit card more cash-y

You can also use money managing apps like Mint or Level Money budgeting apps which can alert you whenever your spending is going overboard. You will also find that some credit card companies have also made their own more secure mobile application apps. Learn more about tech and finances at Tech Gossip. These make spending a little less frictionless than before. And you don’t have to be in the dark about your income and expenditure lines. You can check them at your convenience and know where you are going overboard with your spending.

4. Get a Post-It note

You can also use a more traditional method called the Post-It note method. Here, you jot down the total spending for everything you intend to do or use upfront. You become more aware of your overall spending as you will always strive not to exceed the overall amount on the amount jotted down. This is a low-tech idea that might just help you save a fortune.

Get Rid of Stress During Moving with These 5 Remedies
Business

Get Rid of Stress During Moving with These 5 Remedies

The stress of moving house is real. The Edmonton moving company has observed that many homeowners face it every time they relocate from one home to another. But who said that moving always has to be a stressful experience? Well, no one. Which begs the question: why do people relate moving with stress? The answer to this question lies with the moving homeowners.

Studies have found that moving and stress are now almost inseparable. And that you have to, not only survive the physical stress of moving but the emotional stress as well. You find that most of the time, moving and stress go hand in hand because the homeowners failed to make proper moving preparations prior to and on the moving day.

This article offers you five tricks to rid yourself of the stress of moving and also after the move. You will also learn how you can de-stress yourself using these tips.

1. Eat correctly and get plenty of sleep

Stress eating is a common practice among many people. And if a cake a day could keep the doctor away, then bakeries would be running out of stock almost daily. But what happens is that many homeowners pack their kitchen away days before the moving day. They also run down their freezers while preparing to move it. This, in most cases, leaves you with no choice but to eat takeaways and fast foods for days which leaves your body deficient of some very necessary nutrients. Which is why after moving, you should take your time and prepare a healthy meal and make sure to enjoy eating it. Congratulate yourself for accomplishing such a task. Then get to bed and demand the best sleep you’ve ever had.

2. Get some me time

Think of it this way; imagine the number of times your computer’s screen has frozen and the only way to unfreeze it is by unplugging it for a couple of minutes for it to work perfectly again. That’s exactly what you need to do. Unplug yourself from the stress you encountered on the day. Reboot your mind and have a fresh start. Get a place where you can be alone without any boxes or lists. Just blank your mind for a while.

4. Meditation

Meditating can help calm your mind after a stressful moving day too. Spare a couple of minutes to meditate. This is beneficial to your mind and body too. You will get a feeling of calmness and overall well-being which you will desperately need at the time.

4. Exercise

Feeling like your whole body is sore after having to carry and move heavy boxes all day? Well, don’t stop there. Take a stroll around the new area. Plus, you don’t need any specialized equipment. Just solid footwear and appropriate clothing and you are off. Make strolls be your new gym as you take in your new environment. You can start off gradually, then slowly build up distance and speed.

5. Write a review

Writing about your moving experience can also help to de-stress you. Writing is therapeutic. And when you share your experience with your friends and family members or on the internet. Doing this will also give you a sense of well-being knowing that you may have helped save some stressed homeowner somewhere after his/her move.

5 Contaminants That Water Filters Can Eliminate from Your Tap Water
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5 Contaminants That Water Filters Can Eliminate from Your Tap Water

Not only is water crucial for human beings’ survival but also essential for all the environmental ecosystems. The purity of water has been severely compromised following increased pollution primarily attributed to industrialization, ecological degradation and contaminated water systems such as pipe systems, storage units, and taps.

We cannot assume anymore that clear water is safe as water scientists and biologists have proven that most contaminants are not visible to the naked eye. Fortunately, with the help of water purification systems it is possible to filter out harmful substances that are present in water and make it clean for drinking.

Some of these contaminants are;

1. Formaldehyde

It is a type of gas that is flammable and odorless. Sources of this gas are pesticides, fertilizers, resins, etc. The gas pollutes water through two processes oxidation, leaching, and chlorination. The scientists have cautioned that the gas is carcinogenic.

The gas is ubiquitous in tap water because of the frequent use of chlorination in water purification. Additionally, the use of fertilizers to increase yields has led to its increase in the soil. The contaminant gas can is filtered in water treatment systems using GAC and anthracite coal methods.

2. Mercury

Mercury is one of the most harmful contaminants in tap water. The substance pollutes water through deposition from the atmosphere-rain, snow-dry article. Other lesser sources are dumping from mines, natural mercury, and industrial waste to water sources.

The contaminant transforms to methylmercury in water. This substance is a neurotoxin- hampers brain development in children and results in mental disorder symptoms, cerebral palsy, paralysis, and dysesthesia. Scientists also believe that the contaminant can cause cardiovascular diseases.

Mercury can be filtered of methylmercury using coagulation, lime softening, reverse osmosis and granular activated carbon.

3. Lead

Pencil on White Paper

The United States Environmental Protection Agency (EPA) has stated that Lead should not be exposed to human beings at all. Lead contaminates the water through lead-coated water pipes. Water taps in homes built before 1986 have higher lead contamination due to the higher use of lead in piping systems. Hot water and acidic water have the highest concentrations of Lead.

This substance affects children, pregnant mothers, and adults in different ways. In children, lead exposure leads to Lower IQ, hyperactivity disorders, and depressed development. To adults, lead causes kidney and liver failures, cardiovascular complications and, complicated pregnancies.

Lead can be purified from water through reverse osmosis, carbon filtration and distillation water purification.

4. Asbestos

It is a naturally occurring mineral used in water pipe systems for hot water transmission due to its ability to withstand high temperatures. Over time, the asbestos-coated piping gets weakened and some particles get released into the water systems. The side effects of asbestos are cancer, asbestosis, and mesothelioma.

Asbestos-contaminated water from the taps can be avoided through the installation of a water purification system-Domestic carbon filters.

5. Radon

Model Diagram Radioactive Gas Atom Atomic

It is a radioactive, colorless and odorless gas whose exposure might lead to lung cancer in most cases. The gas contaminates water from underground sources with naturally occurring Radon. The USEPA has not set a limit of safe consumption level, and strongly advises people not to drink tap water directly from underground sources unless tasted.

The US Centre for Disease and Control and Prevention CDCP proposes the use of aeration or granular activated carbon water purification systems for underground water.

 

 

6 Clear Indicators of a Faulty AC
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6 Clear Indicators of a Faulty AC

It’s never a difficult task to tell whether your air conditioning system needs to have some repairs done. In cases where you have inexperienced homeowners, you will realize that they can tell whether their air conditioners are not working or all that gut feeling is something in their heads. Air conditioning repair can be very affordable if discovered early enough. There may not be as many indicators to alert you if there is a fault in your AC system that needs to be checked out, but still, you need to be on the lookout for these issues and handle them before they become significant problems.

A professional diagnostic air conditioning repair should include the following procedures;

  • A full systems performance check
  • A leak test
  • A visual inspection of the AC components
  • A dye detection test
  • A system control test and state of charge

Below are six signs that will indicate that your AC needs repairs

  1. No cool air

So, you have been using your AC for some time now, and the old machine just can’t quite cut it when it comes to supplying your home with cool air. You may even try and set the conditioning system to the highest level and still not get the same results as you used to when the conditioning system was still new. Sometimes, the air coming out of the AC vents isn’t cold at all, and you begin to wonder what might be wrong with the picture. Well, this can be due to some reasons like your AC system’s compressor failing to function normally. It could also be as a result of your AC’s Freon levels being too low. When these problems begin to occur, you may want to start budgeting for that new AC from the store.

  1. Poor air flow

Your AC may be pumping little or no air through its vents. This can also be caused by failing a failing AC compressor. You may sometimes also notice that some rooms in your home are getting cooler AC air while others are not. This can be as a result of blocked AC air vents which means you need to have a professional come and check it out before the problem turns into something worse.

You need to be aware of the fact that debris can always find its way to your vents, and if you don’t regularly maintain and service these vents, then it is highly likely that they will be blocked sooner or later.

  1. Thermostat problems

Maybe the problem lies in the thermostat. You notice that one part of the house is very cold while the other is not. This could very well be a thermostat issue.

  1. Moisture

Those times when you notice a leaking or moisture near your AC system when there shouldn’t be any is also an indication that you might have a faulty thermostat. You need to be careful with this as it may end up causing some uncalled for health risks.

  1. Strange sounds

The moment you start hearing strange sounds coming from your AC; grating, squealing, or grinding sounds will alert you that something is amiss in your AC system. If you don’t address this problem soon, you may end up with a totaled AC system.

  1. Strange odors

You notice pungent and foul smells coming from inside your air conditioning system. This can mean a lot of things like the wired in your AC system burning out or maybe there is mold in your unit. Make an attempt and address this issue before it becomes a problem